Mint.com is a free website which enables you to track all of your financial dealings in one location without having to download any software. The registration process required only an email address, zip code and selecting a password. No identifying personal information is requested or stored.
After the registration page, you will be taken to a page to import your financial accounts. The types of accounts that are included here are checking, savings, credit cards, auto loans, mortgage, 401K and other common financial dealings. Accounts that are held with well-known financial institutions will be on a drop-down list; others will need to be manually entered. Once Mint.com has located your account, you will be asked for your credentials for each.
Mint.com takes all of the information you have entered and creates an overview page, which calculates your net worth and creates categories showing your recent transactions, budgets, goals, trends, investments and ways to save.
Quicken Starter Edition 2011
This is a downloadable software program designed for people who are new to tracking their income and expenses. It has many automated features, such as expense tracking by category. Like Mint.com, you are able to see all of your financial transactions in one place.
Two advantages to this version of Quicken are bill payment reminder in which you set up alerts several days prior to each bill's due date and detailed, step-by-step guidance to get you started and into the habit of tracking your finances.
You Need a Budget (YNAB) Personal Finance Software
This product gets very high user reviews on Amazon.com. At the time of this writing, 147 of 190 reviewers gave YNAB the highest possible five star rating. As its name suggests. YNAB focuses highly on creating and maintaining a household budget. The software program itself is based on the Four Rules of Cash Flow. In addition to the software, you can also receive free live budgeting classes and other video tutorials.
Dave Ramsey's Financial Peace University Audio CD Library
Dave Ramsey has written numerous books and accompanying workbooks dealing with finances. This audio CD set contains 13 lessons to be completed weekly. This course is offered through churches and community education, but can also be done on your own. Topics covered include insurance, investments, getting out of debt, writing a will and much more.
Crown Money Map Financial Software
This is the only personal financial management software to use the Envelope Budgeting System to insure that you can only spend what you have earned. Another handy feature that it has is the Learning Portal, where you will find answer to frequently asked questions and other financial tools.
David Spader is a freelance writer and blogger who usually looks at savings account deals over at SavingsAccount.Org. His most recent review looked at the best CD rates.
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